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Stop Stressing Over the Math. Start Feeling Good About Your Money.

Crossroads is a financial fable for high-achieving women navigating the decisions, transitions, and pivots of midlife.

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Are You Standing at a Crossroads?

You likely are not ready to retire, but your relationship with work, identity, and personal time has fundamentally shifted. Financial planner Sara Stanich calls this season Peri-Retirement—an active transitional phase in which the focus shifts from accumulating wealth to optimizing your entire life.

Told as a warm, relatable fable, Crossroads follows four childhood friends reuniting at fifty:

  • Jennifer: Navigating the "triple squeeze" of teenage sons, a struggling spouse, and aging parents.

  • Noelle: Finding her footing and building financial independence after a gray divorce.

  • Stephanie: A high-powered executive facing corporate burnout and solo aging.

  • Amy: A financial planner learning to take her own leap into entrepreneurship.

Crossroads strips away Wall Street jargon to show that midlife money isn't just about math. It is about empowerment, friendship, and reinvention.

Inside the Book

  • Navigate Peri-Retirement: Align your wealth, career identity, and personal goals in midlife.

  • Master the Triple Squeeze: Protect aging parents from financial scams while funding college without crushing debt.

  • Reclaim Financial Freedom: Downsize overhead, rightsize cash flow, and rebuild wealth after major life shifts.

  • Uncover Your Money Scripts: Identify the hidden childhood beliefs that are holding you back from making smart money decisions.

  • Build Your 5-Year Vision: Turn financial anxiety into a clear, strategic plan for your next chapter.

Meet Sara Stanich, CFP®

Sara Stanich is a CERTIFIED FINANCIAL PLANNER® practitioner, entrepreneur, and the founder of Cultivating Wealth, an independent, fee-only, SEC-registered wealth management firm.

Bringing an NYU MBA and corporate marketing background into financial services in 2007, Sara combines sharp business acumen with human-first communication. Today, Cultivating Wealth manages $250 million in assets for over 200 families. Sara specializes in guiding high-achieving women through Peri-Retirement, helping them navigate major life transitions with confidence and peace of mind.

Originally from Pittsburgh, Sara now balances wealth management with beach days and bike rides with her husband and three kids in Montauk, New York.

Learn more about her advisory practice at cultivatingwealth.com.